DSCR Loans
for Real Estate
Investors
Build your real estate portfolio with DSCR financing from Jerry Ownby with Citywide Home Mortgage, designed for investors purchasing, refinancing, and expanding income-producing properties. With a focus on DSCR lending across 46 states, including California, Jerry helps investors explore financing solutions based on the income potential of qualifying investment properties.
Investment Loans
Short-Term Rental Financing
Fast Loan Decisions
Investor-Focused Lending
Investment Property Loans
Explore DSCR financing for qualifying rental and investment properties, with loan solutions designed around the property's income potential and applicable program requirements.
Short-Term Rental Financing
Explore financing for qualifying Airbnb, vacation rental, and short-term rental properties, with DSCR options designed for income-producing investments.
Fast Loan Decisions
Move forward with greater confidence through a streamlined financing process, responsive communication, and guidance from an experienced mortgage professional.
Investor-Focused Lending
Receive financing guidance centered around your investment strategy, property type, rental income, and long-term portfolio objectives.
- NMLS# 998686
- Company NMLS License# 2611
DSCR LOAN SOLUTIONS FOR YOUR INVESTMENT STRATEGY
Whether you're purchasing a rental property, financing an Airbnb or short-term rental, completing a fix-and-flip project, or exploring alternative investment property strategies, Jerry Ownby with Citywide Home Mortgage provides DSCR-focused financing solutions designed around qualifying real estate investments. With access to DSCR lending across 46 states and a strong focus on California, Jerry works with investors to help them understand their financing options and identify solutions that align with their investment goals.
DSCR Home Loans
Finance qualifying investment properties with DSCR loan solutions designed for real estate investors, with an emphasis on the property’s income potential rather than relying solely on traditional personal income documentation.
DSCR Airbnb / STR
Explore financing for qualifying Airbnb, vacation rental, and short-term rental properties with DSCR loan options designed around income-producing investment properties.
Fix & Flip Loans
Explore financing options for qualifying fix-and-flip investment properties, helping investors pursue renovation and resale opportunities while structuring financing around the project’s needs.
Mixed Use DSCR
Explore DSCR financing for qualifying mixed-use properties that combine residential and commercial components, subject to property and program requirements.
Co-Living & Pad Splitting
Explore financing opportunities for qualifying co-living and pad-splitting investment properties, designed for investors pursuing alternative rental strategies and income-producing real estate.
Three Steps To Your Investment Loan
Investment property financing can be easier to navigate with the right guidance. Jerry Ownby provides personalized support throughout the financing process, helping investors understand available DSCR options, property requirements, and potential qualification considerations.
Tell Us About Your Investment
Share your property details, investment strategy, rental plans, and financing goals. Understanding your investment scenario helps determine which financing solutions may be appropriate for your situation.
Review Your Loan Options
Jerry will review your investment scenario and help you understand available financing options, including applicable loan terms, property requirements, DSCR considerations, and qualification guidelines.
Close With Confidence
Once you’ve selected an appropriate financing strategy, move through the remaining loan process with responsive communication and personalized guidance from application through closing.
Your Dedicated Mortgage Loan Specialist
Based in Gilbert, Arizona, Jerry Ownby is a mortgage professional focused on helping real estate investors explore financing opportunities for income-producing properties. Through Citywide Home Mortgage, Jerry provides DSCR-focused lending solutions designed to help investors navigate different property types and investment strategies.
Jerry works with investors seeking financing for rental properties, short-term rentals, fix-and-flip projects, mixed-use properties, and co-living or pad-splitting investments. His focus on DSCR lending allows him to help investors evaluate financing based on qualifying property income and applicable program guidelines.
With access to DSCR lending across 46 states, including a particular focus on California, Jerry is positioned to assist investors across a broad range of markets. His approach centers on clear communication, personalized attention, and helping clients understand their available financing options.
- DSCR Lending Specialist
- Serving Investors Across 46 States
- California Investment Property Focus
START YOUR INVESTMENT FINANCING JOURNEY TODAY
Whether you're purchasing your first investment property, financing a short-term rental, completing a fix-and-flip project, or expanding an established portfolio, Jerry Ownby with Citywide Home Mortgage can help you explore DSCR financing options that may fit your investment strategy. With a focus on investor financing across 46 states and California, Jerry provides personalized guidance to help you move forward with greater confidence.
- DSCR Lending
- Investor-Focused Financing
- Flexible Loan Programs
- Fast & Reliable Closings
Request Your Free Quote
Tell us about your investment property and financing goals. Jerry Ownby will review your scenario and help you understand the DSCR financing options that may be available for your qualifying investment property.
